Morgan Mckinley are proud to be working with a leading company in Bath who really value their employees which is shown by their low staff turnover. They offer excellent benefits, flexibility, hybrid working and a great collaborative culture. We are looking for an experienced Credit Risk Manager to report into the Head of Credit.
Role responsibilities:
- Utilising financial accounts, credit bureau data and own public domain research to evaluate the creditworthiness & insolvency risk of international prospective clients - from micro company to conglomerate size.
- Point of contact for Economic Sanctions compliance and due diligence.
- Manage the Country Risk Watchlist and provide guidance where needed.
- Manage one direct report with scope to expand the team with company growth.
- Feed credit risk insights and analysis into the global business, clearly articulating risks to stakeholders at all levels of the business up to the board.
- Solvency monitoring of client portfolio and updating risk gradings.
- Spot potential insolvency risks ahead of time to give adequate warning to the business.
- Management of the groups credit insurance policies and reviewing the adequacy of other risk mitigants available in the market.
- Build awareness of and monitor the wider markets, evaluating issues that may affect group credit risk.
- Join monthly Commercial Risk meetings with regional leaders to escalate key credit risks and monitor top risks.
- Collaborate with other departments such as Commercial and legal, bid teams and leadership groups to promote a risk aware culture.
- Build relationships with stakeholders globally to increase the adoption of credit risk insights.
- Management of Credit Risk data and reporting, ensuring accuracy and keep unrated clients to a minimum.
- Continuous tendering and review of external suppliers and how risk can help the function, to ensure key needs are met, with value for money achieved.
- Drive more automation of Credit Risk in the UK and EU
What you need to succeed:
- Experience in credit risk analysis and providing solutions/insights
- Will consider candidates with an underwriting background
- A curious mindset
- Quick thinker - good at drawing a calculated opinion
- Stakeholder engagement experience
- An understanding and awareness of economic sanctions
To apply for the role please click on apply or call Lucy on 0777 614 6634
Morgan McKinley is acting as an Employment Agency and references to pay rates are indicative.
Morgan McKinley encourages applications from all qualified candidates who represent the full diversity of communities in the UK. Accommodations are available on request for candidates taking part in all aspects of the selection process.
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